The Leading
Nationwide Lender
for Real Estate Investments
Direct Hard Money Lender in SC for Business and Real Estate Investment
Who We Are
About Southern Mortgage Lenders, LLC
These financial products, commonly referred to as hard money loans, support the acquisition or refinancing of non-owner-occupied residential and commercial properties, fund renovation initiatives, and provide bridge financing solutions.
Southern Mortgage Lenders, LLC works with a broad range of clients, including real estate professionals, commercial contractors, developers, and small business owners worldwide. Their flexible lending options cater to investment property purchases, refinancing, renovation projects, and transitional funding needs.
Loan Programs
Fix & Flip
Short-term financing for the purchase & rehab of non-owner occupied properties.
Business Loans
We help borrowers with new and existing businesses secure private business loans for any type of legit venture
New Construction
Short-term financing for ground-up construction projects.
What Makes Us Different?
Fast & Friendly Services
We’re local, efficient, and focused on your needs. We respond to emails promptly we’re never too busy to provide guidance.
Keep More of Your Money
We strive to maintain some of the most competitive rates and terms for hard money in the industry.
Solution Based Problem Solving
Sometimes it takes thinking outside-the-box to make a deal work, and we’ve got the knowledge and experience to get deals done.
You've Got Questions, We've Got Answers
Borrowing from us allows you to benefit from our expertise by taking advantage of our mentoring, deal analysis, and more.
Our Services
Custom Solutions for your Needs
Southern Mortgage Lenders, LLC offers low-cost “hard money” private loans, and we specialize in quick closings, flexible and creative lending, and real estate investment transaction coaching and consulting. We provide funding to real estate investors and real estate wholesalers for the purpose of investment property acquisition, investment property rehabs, commercial real estate investment improvements, and more.
Get to Know Southern Mortgage Lenders, LLC
Our mission is to empower real estate investors to concentrate on what truly matters—their projects—rather than navigating cumbersome paperwork or lengthy approvals. This principle has guided our approach since day one: by simplifying processes and prioritizing speed, we free up time to provide personalized guidance and strategic insights drawn from our deep industry expertise. We’re committed to equipping our clients with the tools and knowledge they need to thrive as investors.
Think of us not merely as a funding source, but as a collaborative ally dedicated to amplifying your returns and refining your investment strategies. Success in real estate demands more than capital—it requires a partner invested in your growth, and that’s exactly where we stand.
Referrals Valued & Brokers Protected
Closing in As Few As 10 Business Days
Underwriting with In-House Approvals
Committed to the Highest Level of Customer Service
What We Offer
Navigating Mortgages with Ease and Confidence
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Fix & Flip Loan
Perfect for real estate investors seeking to acquire properties below market value, fix it, and resell for profit. Our financing covers the full purchase price plus 100% of renovation costs! Close your loan in as little as 3-7 business days for the property acquisition, with rehab funds disbursed seamlessly.
Rental Loans
Southern Mortgage Lenders, LLC has lived the real estate grind—so we get entrepreneurs like you. We don’t operate like rigid banks; we see hidden potential and deliver flexible, fast capital tailored to your project’s unique needs. Our expertise? Turning vision into action with financing that’s as agile as your strategy.
Multi-family Loan
Simplify your apartment investments with our versatile program—perfect for quick capital access or securing competitive market rates. We fund 5+ unit properties nationwide, offering flexible underwriting that spans private lending to conventional multi-family loans.
Multi-family Loan
Simplify your apartment investments with our versatile program—perfect for quick capital access or securing competitive market rates. We fund 5+ unit properties nationwide, offering flexible underwriting that spans private lending to conventional multi-family loans.
Cash Out Refinance
Leverage your equity to secure better rates/terms or access cash for new purchases, renovations, or business needs—all while keeping your portfolio growing. Our streamlined refinance program delivers funds in 3-7 business days, turning your property’s equity into actionable capital.
Cash Out Refinance
Leverage your equity to secure better rates/terms or access cash for new purchases, renovations, or business needs—all while keeping your portfolio growing. Our streamlined refinance program delivers funds in 3-7 business days, turning your property’s equity into actionable capital.
Business Loan
At Southern Mortgage Lenders, LLC, we specialize in providing private business loans for any legitimate venture—whether you’re launching a startup, scaling an existing business, or need capital fast. Bad credit? No collateral? We’ve got solutions.
Construction Loan
Southern Mortgage Lenders, LLC delivers end-to-end financial support for construction loans, from site preparation to full-scale renovations of commercial and residential properties. We serve both owner-occupied and non-owner-occupied projects, ensuring adaptability to meet diverse investor needs.
Testimonials
What our clients say about us
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Building Foundations for a Brighter Future
At Southern Mortgage Lenders, LLC we are proud to fund commercial properties, multi-family residential, investment residential properties, fix and flip projects, land, and construction Nationwide
