About Us

Who We Are

About Us

Southern Mortgage Lenders, LLC operates as a private direct lender serving clients across the United States. Founded in 1997, the company specializes in offering short-term fix-and-flip loans along with long-term financing solutions for rental properties, tailored to meet the needs of real estate investors and other legitimate businesses.

These financial products, commonly referred to as hard money loans, support the acquisition or refinancing of non-owner-occupied residential and commercial properties, fund renovation initiatives, and provide bridge financing solutions.

Southern Mortgage Lenders, LLC works with a broad range of clients, including real estate professionals, commercial contractors, developers, and small business owners nationwide. Their flexible lending options cater to investment property purchases, refinancing, renovation projects, and transitional funding needs.

Our Vision

Empowering real estate investors to achieve effortless growth, transforming potential into success through innovative, transparent, and partnership-driven financial solutions.

Our Mission

Simplifying real estate investment with fast, flexible lending and expert guidance, helping clients build wealth through smarter decisions and optimized portfolios.

Meet the CEO

The Mortgage Expert You Can Trust

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.

Ann Marie L. Ledford

CEO

ann@southernmortgagelendersllc.com

Facts & Figures:

Average Client ROI
0 +
Loans Closed Within 7 Days
0 +
Repeat Client Rate
0 +
Homes Built, Flipped, and Renovated
0 +

Our Core Principles

Operate with Integrity

Southern Mortgage Lenders, LLC operates in our customers' and employees' best interest by regularly having authentic and open conversations about our process, policy, and products.

Pertnership Drives Success

Southern Mortgage Lenders, LLC succeeds by building strong and equitable partnerships. By aligning our goals, we develop lasting and mutually beneficial relationships with our partners.

Develop our People

Southern Mortgage Lenders, LLC, our people are our greatest asset. We encourage employees to grow personally and professionally by providing training and educational opportunities.

Communication

Open communication and collaboration are critical to Southern Mortgage Lenders, LLC's success. We continue to lead the industry by listening to our teams, partners, and clients so that we can take an out-of-the-box approach to problem solving.

Commitment to Excellence

At Southern Mortgage Lenders, LLC, we achieve excellence by providing our customers with outstanding products, exceptional service, and the very best customer support. We are committed to accomplishing the goals we set together.

Value Diversity

Southern Mortgage Lenders, LLC respects and appreciates differences in race, age, gender, orientation, education, physical abilities, and religion among people. We believe in the value that our diverse teams and partners bring to us.

How It Works

Loan Process and Requirements

Step 1

Submit a Loan Request

It all starts here… complete our quick and easy online application, whether you have a deal that you need funded or need a pre-approval letter.

Step 2

Submit Supporting Documents

Provide the supporting required documents through our online portal, or email them to us, for our underwriting process. We will quickly turn around a commitment to you.

Step 3

Document Review

We will review the title commitment, appraisal, and all other documents so that your final loan documents can be produced.

Step 4

Closing

Once the closing has been executed, we will disburse the funds. Our average closing timeframe is 7 days

Join the satisfied customers who choose to work with Southern Mortgage Lenders, LLC.

At Southern Mortgage Lenders, LLC we are proud to fund commercial properties, multi-family residential, investment residential properties, fix and flip projects, land, and construction Nationwide